What happens if I get into an auto accident with an uninsured driver?

If you are involved in an auto accident with an uninsured driver, you may have to pay for any damages or injuries out of your own pocket, unless you have uninsured motorist coverage as part of your car insurance policy.

Uninsured motorist coverage (UM) and underinsured motorist coverage (UIM) are types of car insurance that can help protect you and your passengers if you are involved in an accident with a driver who does not have enough insurance or any insurance at all.

Uninsured motorist coverage (UM) covers damages and injuries sustained in an accident with an uninsured driver or a hit-and-run accident.

Underinsured motorist coverage (UIM) covers damages and injuries sustained in an accident with a driver who does not have enough insurance to cover the full extent of the damages or injuries.

Both UM and UIM coverage can help pay for medical bills, lost wages, and other related expenses not already covered in your own policy. Call us today to ensure that your coverage limits are high enough to protect you.