Why you might need long term care insurance.

How will you take care of yourself if you, or your spouse, develop a chronic illness or become disabled?

Long-term care and disability services are outrageously expensive.

You may already know this due to caring for a parent or grandparent who required long-term care services. According to LifeHappens.org, "long-term care costs range from $19,240 per year for adult day care to $105,850 per year for a private room in a nursing home."

Did you know that neither your health insurance nor Medicare would pay for these costs?

The solution, long-term care insurance! 

According to the U.S. Department of Health and Human Services, “69% of people will use long-term care services at some point.” It is highly advised that you look into long-term care insurance for yourself, your spouse, and even your parents.

Visit LifeHappens.org to learn more about these statistics.